{"id":104,"date":"2022-06-30T04:00:00","date_gmt":"2022-06-30T10:00:00","guid":{"rendered":"https:\/\/www.tackettinsurance.com\/blog\/?p=104"},"modified":"2022-07-01T15:12:37","modified_gmt":"2022-07-01T21:12:37","slug":"what-does-renters-insurance-cover","status":"publish","type":"post","link":"https:\/\/www.tackettinsurance.com\/blog\/what-does-renters-insurance-cover\/","title":{"rendered":"What Does Renters Insurance Cover?"},"content":{"rendered":"

When you rent an apartment or condo, you are not usually covered under your landlord’s insurance policy. Some landlords offer a tenant’s insurance as an add-on, but this will likely not cover everything you own. A renters insurance policy will protect your personal belongings in case of a covered accident or disaster. <\/span><\/p>\n

Your personal belongings are typically covered under a renters insurance policy if they are stolen or damaged due to a risk that is covered under the policy. If you have questions in Memphis, TN, consult Tackett Insurance Inc. <\/span><\/p>\n

Know About Your Renter’s Insurance <\/span><\/strong><\/h3>\n

If you live in a condo or apartment, your policy will likely cover some things that most homeowners’ policies do not, including the common areas of the building, such as the lobby or gym. <\/span><\/p>\n

Renter’s insurance covers a variety of items, including damage from a fallen object, a lightning strike, or a broken heater. It can also cover medical expenses if someone is injured in your home due to negligence. First and foremost, renter’s insurance can assist you in rebuilding your life if your belongings are destroyed.  <\/span><\/p>\n

If your home is destroyed due to a covered cause, renter’s insurance may cover the cost of re-renting your home or finding a new place to live. It can also cover temporary housing costs if your home is uninhabitable. <\/span><\/p>\n

Renters’ insurance can protect your personal belongings if your apartment is robbed or a natural disaster hits your neighborhood. It also gives financial security if someone is hurt on your property in an accident. <\/span><\/p>\n

Finally, it offers financial protection if your property is damaged due to an accident (e.g., a gas leak) or damaged by a guest who isn’t covered by their own insurance policy. <\/span><\/p>\n

Bottom Line <\/span><\/strong><\/h3>\n

The primary purpose of renters insurance is to provide financial protection against losses that would cause significant inconvenience if they occurred. It will cover the cost of replacing your personal possessions such as furniture, clothing, electronic equipment, and other valuables in the event of a covered loss. Are you stranded in Memphis, TN? Consult Tackett Insurance Inc. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

When you rent an apartment or condo, you are not usually covered under your landlord’s insurance policy. Some landlords offer a tenant’s insurance as an add-on, but this will likely not cover everything you own. A renters insurance policy will protect your personal belongings in case of a covered accident or disaster.  Your personal belongings […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[11,8],"class_list":["post-104","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-memphis-tn","tag-tackett-insurance-inc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=104"}],"version-history":[{"count":1,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/104\/revisions"}],"predecessor-version":[{"id":105,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/104\/revisions\/105"}],"wp:attachment":[{"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}