{"id":154,"date":"2024-07-30T04:00:00","date_gmt":"2024-07-30T10:00:00","guid":{"rendered":"https:\/\/www.tackettinsurance.com\/blog\/?p=154"},"modified":"2024-07-18T16:23:55","modified_gmt":"2024-07-18T22:23:55","slug":"when-should-i-update-my-homeowners-policy","status":"publish","type":"post","link":"https:\/\/www.tackettinsurance.com\/blog\/when-should-i-update-my-homeowners-policy\/","title":{"rendered":"When Should I Update My Homeowner&#8217;s Policy?"},"content":{"rendered":"<p>It&#8217;s tempting to think you can forget about your homeowner&#8217;s policy once you&#8217;ve secured it. However, it&#8217;s important to update it in certain circumstances. We offer homeowner&#8217;s insurance at Tackett Insurance Inc. in Memphis, TN.<\/p>\n<h2><strong>Changes in Home Values<\/strong><\/h2>\n<p>If home values have changed since you procured your policy, it may be necessary to update your coverage. Should home values increase, your dwelling coverage should be adjusted to reflect this.<\/p>\n<h2><strong>Changes to Your Home<\/strong><\/h2>\n<p>Should you make improvements or renovations to your home, it is a must to update your policy. This ensures that you have sufficient coverage and allows the insurer to recalculate the value of your home.<\/p>\n<p>This includes adding a new room, updating your kitchen, or replacing your roof.<\/p>\n<p>Additionally, update your policy if you&#8217;ve added items that augment your liability risk, such as a pool or a trampoline. You may need to increase your liability coverage in such instances.<\/p>\n<h2><strong>Changes to Your Household<\/strong><\/h2>\n<p>An adjustment in your household, such as a new occupant or a recent pet, calls for a policy update. Significant lifetime changes like getting married or divorced also necessitate a policy review.<\/p>\n<h2><strong>Increased Security<\/strong><\/h2>\n<p>Many insurers offer discounts for installing security devices. These could be a security system, a locking gate, or a water shut-off mechanism. Besides increasing your home&#8217;s security, these devices can reduce the likelihood of an insurance claim, resulting in savings for you and the insurance company in the long run.<\/p>\n<h2><strong>Homeowner&#8217;s Insurance at Tackett Insurance Inc.<\/strong><\/h2>\n<p>Are you searching for homeowner&#8217;s insurance in Memphis, TN? Contact us at Tackett Insurance Inc. Our affable agents will understand your needs and help you select the most appropriate policy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s tempting to think you can forget about your homeowner&#8217;s policy once you&#8217;ve secured it. However, it&#8217;s important to update it in certain circumstances. We offer homeowner&#8217;s insurance at Tackett Insurance Inc. in Memphis, TN. Changes in Home Values If home values have changed since you procured your policy, it may be necessary to update [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[11,8],"class_list":["post-154","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-memphis-tn","tag-tackett-insurance-inc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/154","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=154"}],"version-history":[{"count":1,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/154\/revisions"}],"predecessor-version":[{"id":155,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/154\/revisions\/155"}],"wp:attachment":[{"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=154"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=154"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}