{"id":32,"date":"2019-06-30T02:00:00","date_gmt":"2019-06-30T14:00:00","guid":{"rendered":"https:\/\/www.tackettinsurance.com\/blog\/?p=32"},"modified":"2019-07-02T13:15:32","modified_gmt":"2019-07-02T19:15:32","slug":"will-my-landlords-policy-cover-my-belongings","status":"publish","type":"post","link":"https:\/\/www.tackettinsurance.com\/blog\/will-my-landlords-policy-cover-my-belongings\/","title":{"rendered":"Will My Landlord&#8217;s Policy Cover My Belongings?"},"content":{"rendered":"<p>When you rent versus owning a home, you can save a lot of money. There aren&#8217;t that many things to&nbsp;keep up with when you rent. For example, you don&#8217;t have to pay for homeowners&nbsp;insurance. But just because your landlord has home insurance, that doesn&#8217;t mean you don&#8217;t need insurance to protect your belongings in the case of a disaster. While the homeowner&#8217;s policy covers the physical dwelling, as&nbsp;a renter, you are responsible to buy your own protection for your valuables. Let a&nbsp;Tackett Insurance Inc. walk you through the details of obtaining renters insurance in Oxford, MS.<\/p>\n<h2>Why You Need Renters&#8217; Insurance<\/h2>\n<p>Your landlord&#8217;s policy doesn&#8217;t typically cover your belongings. Instead, you can purchase renters&nbsp;insurance to cover your personal property and other factors.&nbsp;&nbsp;If your rental home or condo burns down, you would incur a loss for any of your belongings that are lost or destroyed. This doesn&#8217;t paint a pretty picture.<\/p>\n<h2>Benefits of Renters Insurance Protection<\/h2>\n<p>There are many benefits to buying renters insurance to protect you and your guests.&nbsp;Property protection isn&#8217;t the only covered item in a renters policy.&nbsp;If you or someone in your home causes&nbsp;accidental damage to another person&#8217;s&nbsp;property, your renter&#8217;s policy may help you pay for the damages or to replace the item. Also, if a guest in your rental units&nbsp;hurts themselves at a party or event, you won&#8217;t have to sweat it if they threaten a lawsuit. Renters insurance can be customized to include liability coverage. The landlord&#8217;s insurance policy doesn&#8217;t cover any of these examples.&nbsp;<\/p>\n<p>Make an appointment for a free quote with a qualified&nbsp;Tackett Insurance Inc. agent in Oxford, MS. Let us help you make sure you get the renter&#8217;s insurance coverage you need.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you rent versus owning a home, you can save a lot of money. There aren&#8217;t that many things to&nbsp;keep up with when you rent. For example, you don&#8217;t have to pay for homeowners&nbsp;insurance. But just because your landlord has home insurance, that doesn&#8217;t mean you don&#8217;t need insurance to protect your belongings in the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,8],"class_list":["post-32","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-oxford-ms","tag-tackett-insurance-inc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/32","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=32"}],"version-history":[{"count":1,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/32\/revisions"}],"predecessor-version":[{"id":33,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/32\/revisions\/33"}],"wp:attachment":[{"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=32"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=32"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tackettinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=32"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}