When looking for a car insurance quote in Oxford, MS, you should have your condo association policy handy so you can make sure you have enough coverage with an agent at Tackett Insurance Inc.
Your policy should fill in the gaps that your condo association policy leaves uncovered. Insurance protection from the master policy can range from a bare walls policy, which may only cover community areas, to an all-in policy, which may cover everything except your personal belongings. A bare walls policy will only cover the walls, ceilings, and floors in the condo, so you will need coverage for fixtures that are in the condo. Fixtures will include wall coverings, appliances, and countertops. All-in policies cover ceilings, walls, and floors, as well as standard fixtures.
The policy should fit your needs. Condo policies will cover standard features that include personal property coverage, building property coverage, personal liability coverage, loss of use coverage, and loss assessment coverage. Beyond the standard coverage, condo insurance polices can also be customized to add a variety of different features for a higher cost. When you shop around you will be able to find features that can suit your needs. You can get extra protection for things like water backup damage or identity theft. If you are planning to rent out your condo, then you want extra coverage to protect your belongings against any damage or theft.
Part of comparing quotes is also comparing rates. You need to make sure that you are comparing similar policies when looking at rates. One of the key factors in determining your rates is the amount of personal property coverage you want to purchase. There may also be discounts that are available to you from certain insurers.
Contact Tackett Insurance Inc. serving Oxford, MS to get a quote on condo insurance.