If you run a business in Oxford, MS, you need high-quality commercial insurance coverage to ensure that things go smoothly for your needs. Thankfully, we at Tackett Insurance Inc. have created a simple, but thorough list of what you should consider when purchasing this type of policy for your business.

Limitations

Many types of insurance policies will limit how you use your home or vehicles for business activities. Read through your options to find one that works for you.

Licensing Needs

Make sure that you pay special attention to any licensing needs that your company requires to ensure that you get the proper insurance for your needs.

Lender Desires

Do you have any lenders or landlords involved with your business? If so, talk to them about what kind of coverage they want and expect from you.

Employee Needs

If you have several – or even a handful – of employees at your business, you need to get commercial insurance that covers their needs, including disability and workers’ compensation.

Client Demands

Talk to your clients about the insurance that you purchase to ensure that their rights are protected and to keep yourself from potential lawsuits if they get upset with your services.

Potential Denial

Make sure that your policy explains why denials occur. In some cases, rejection is either accidental or something that can be reversed if you have good evidence.

Liability Demands

If people get injured at your company or as a result of its actions, you need a liability policy to protect you in case somebody tries to sue you due to break of contract or safety hazards.

We Can Help

So if you live in Oxford, MS and you need exceptional commercial insurance, please contact us at Tackett Insurance Inc. to learn more about your options. We’ll sit down with you and work out several policy options that will fit your needs and keep you satisfied with the money that you pay.