No matter where you live in this country, weather events will be a part of your life. Snow and ice in the north, heat, and wind in the south and mudslides in the west. Weather can cause a lot of damage to your house and if you are to have peace of mind, you must know that you have insurance coverage to protect it. If you live in Oxford, MS you have Tackett Insurance Inc. to offer you advice and to make sure that your home is protected today and into the future.
One weather event that is almost never covered by traditional home insurance is flooding. In order to have flood coverage, you need to have flood insurance which is a separate policy. Hurricanes are also a weather event that is not covered by every home policy. If you live in an area that is prone to hurricanes, be sure that you talk to your insurance agent and by all means, read your policy carefully so that you understand what is and isn’t covered and what your deductible is.
In the case of mudslides, they also are not covered as they are considered land movement like an earthquake and earthquakes are not covered. You can, however, get a DIC (difference in conditions) policy that will cover mudslides if they are a risk you face.
Weather events that are covered are high winds, rain, hail, snow, ice, and sleet.
Making sure that your home is safe from weather events that are just waiting to cause damage is vital. If you live in the Oxford, MS area why not stop by or give the office of Tackett Insurance Inc, give us a call, or visit our website. Our experienced staff will be happy to answer your questions and provide a no-obligation quote.