Tips for making a home insurance claim
While it is always every homeowner’s wish never to make a home insurance claim, they still happen, and sadly, most of them are rejected. According to GoCompare, one in six household insurance claims are denied every year. That is a good confirmation that many homeowners in Memphis, TN, and other states, don’t know much about their home insurance policies.
So, how do you go about filing a home insurance claim? Tackett Insurance, Inc. will help you with several tips to help get the most in the event of a claim process.
Focus on what is covered and not the price.
If you have never gone through your insurance policy, this is the time to have a serious look at what is written down there. Read between the lines as you focus on what is included. This will help you know what is covered and what is not covered.
Take an inventory of your belongings.
It is imperative to have an inventory of your property, or else how will you prove to your insurance company that a specific item was stolen when you can’t prove that you owned it? Keep receipts, photos, or videos.
For major claims, hire an insurance adjuster.
While insurance companies have their insurance adjusters, it is crucial to hire one if you have a significant claim. Your insurance adjuster will take over the claiming process and ensure the claiming process goes smoothly until you are settled.
In case of an accident like fire, your speed matters a lot. Save what you can save, such as important documents and valuable items. If there are repairs to be done, call your contractor and make sure to notify your insurer. Sometimes your insurance company in Memphis, TN may require to assess the damage themselves; in this case, don’t touch anything.
Remember to be honest and offer complete details when filing your home insurance claim. If you still have more questions, feel free to write to us at Tackett Insurance, Inc., and our experts will get back to you.